VEHICLE FINANCE
At Harrogate Van Centre we understand buying a van outright can be a big commitment, we work with finance providers to help you purchase your next vehicle, without all the upfront cost of a cash purchase. The following information is to help you make the most informed decision on your new vehicle.
Hire Purchase(HP)
With HP, you pay fixed monthly payments allowing you the opportunity to plan your expenditure. The primary benefit of HP is you will own the vehicle at the end of the agreement.
There is no hidden milage limit or worry of condition if your job is hard on vans, there’s no nasty surprise of a vehicle return fines like there can be contract hire for example. It keeps the same goal posts from day one.
The initial 20% deposit you will pay for the vehicle can be offset with the next VAT return.
Apply For Finance
Finance is subject to status, over 18 years old only. Harrogate Van Centre Ltd is acting as a credit broker, not as lender and will introduce customers to a finance provider. Our prime lender is Close Brothers Motor Finance.
Further details are available on request*.
Before applying for finance please ensure read and fully understand our Financial Initial Disclosure* document.